Privacy Policy

Effective Date: January 1, 2026

Welcome to Canada Financial Tools. Your privacy is critically important to us. This Privacy Policy outlines how we collect, use, and safeguard your data when you use our mortgage, loan, and insurance eligibility calculators.

Data Sovereignty: We prioritize your privacy. Our tools are designed to provide estimates without requiring your Social Insurance Number (SIN), bank account details, or legal name.

1. Information We Collect

We do not collect "Personal Identifiable Information" (PII) unless you voluntarily provide it. However, we collect two types of data:

2. How We Use Your Information

The information we collect is used in the following ways:

3. Global Privacy Compliance

PIPEDA (Canada)

We comply with Canadian privacy laws regarding the collection of personal data.

GDPR (EU)

Users from the EU have rights to data access, erasure, and portability.

CCPA (USA)

We respect the right of California residents to opt-out of the "sale" of personal info.

4. Cookies & Advertising

Canada Financial Tools uses 'Cookies' to enhance user experience. We partner with Google AdSense to show relevant advertisements. Google uses DART cookies to serve ads based on your visit history.

You can choose to disable cookies through your individual browser options or by visiting the Google Ad Settings page.

5. Financial Disclaimer & Data Security

While we use industry-standard security measures, please note that our calculators provide estimates only. We do not store financial profiles. Once you close your browser tab, your input data is cleared from the session memory.

6. Third-Party Links & Affiliates

Our site may contain links to third-party financial institutions. If you click on an affiliate link and visit their site, please read their Privacy Policy. We have no control over the content and practices of these external sites.

7. Contact Us

If you have any questions about this Privacy Policy, you can contact us at: support= contact.webpulse007@gmail.com