1. Information Purposes Only
The calculators and content provided on Canada Financial Tools are for general informational and educational purposes only. All calculations, including but not limited to mortgage payments, loan interest, and insurance premiums, are estimates based on the data you provide and current market averages.
2. No Professional Advice
The information on this website is not intended to be a substitute for professional financial, investment, legal, or tax advice. We are not licensed financial advisors, mortgage brokers, or tax professionals. Always seek the advice of a qualified professional in Canada regarding your specific financial situation.
3. Accuracy and Currency of Data
While we make every effort to ensure the accuracy of our tools, financial rates (such as Bank of Canada prime rates, provincial taxes, and lender fees) change frequently. We do not guarantee that the information is 100% accurate, complete, or up-to-date. Reliance on any information provided by this site is solely at your own risk.
4. No Guarantee of Approval
The results generated by our tools do not guarantee loan approval, mortgage qualification, or insurance coverage. Actual eligibility is determined by third-party lenders and providers based on your credit history, income verification, debt-to-income ratio, and other proprietary criteria.
5. Third-Party Links & Commissions
This website may contain links to external websites and advertisements. We do not endorse or assume responsibility for the content, products, or services offered by third parties. We may receive commissions through affiliate links, which helps us keep this service free for users.
6. Limitation of Liability
In no event shall the owners or operators of Canada Financial Tools be liable for any direct, indirect, or consequential loss or damage arising from the use of this website or the inability to use our financial tools.